Do you want to take your bank online? Then you need a proven software development services. It will provide you with all the classic online banking functionality: opening accounts, SEPA transfers, issuing payment cards and much more.
Clients no longer want to go to branches, fill out papers, wait for a decision. They want to open an application on their phone or visit a website on a computer, open an account, transfer money, pay for a product in a store, or order a card.
What software is used in banks?
Modern banking is online banking and the ability to manage your money anywhere in the world at any second.
If your bank does not provide this opportunity, then it lags behind competitors by several steps.
However, it is well known that banking software development services are difficult, confusing and expensive. The security of payment data should be maximized, because we are talking about your customers’ money.
Developing your solution can take years and it is not a fact that it will allow you to enter the market.
That is why we offer banking software development services that already exist, have been tested by dozens of financial institutions and provide unique opportunities not only in terms of banking services, but also in terms of customization to your design.
Let’s start with the main thing: the proposed solution completely covers all the needs of an online bank. You get a turnkey solution that you can immediately offer to your customers.
In addition, the service provider will take over most of the technical support work.
In other words, you can completely customize the design for yourself and no client will guess that you are using the services of a third-party service.
Document management software
In order to connect this solution, it is recommended to have a banking or other financial license (if, for example, you are creating an electronic wallet system).
If you do not have the appropriate license, we will help you obtain one.
You will also need to provide:
- A set of corporate documents;
- Passports of the owners and directors of the company;
- Proof of residential address for the owners and directors of the company;
- A license to conduct financial activities – the availability of some modules depends on its availability;
- In some cases – proof of the legality of the origin of funds.
Administrative management software
What the software provider https://djangostars.com/ offers for your customers:
- Providing money transfers;
- Instant SEPA payments;
- Currency exchange;
- Account management;
- The ability to open personal and corporate accounts;
- Issuance of cards of Visa and MasterCard systems;
- The ability to connect a mobile application for Android, iOS.
At the same time, the following features are technically available to you:
- White Label – the ability to completely customize the appearance of your online bank, create a unique design without mentioning third-party brands;
- Generation and maintenance of IBAN numbers;
- Multilingual interface;
- Full reporting;
- SEPA and SWIFT transfers;
- Separate back office;
- Multi-currency accounts;
- AML / KYC checks and sanctions lists;
- PCI DSS Certified;
- PSD2 & GDPR compliant.
Development services can be installed both for online banks and e-wallets, for cash management accounts and other systems.
Customer service solutions (CRM systems)
In the banking system, as in any other commercial project, it is necessary to constantly supervise the activity of working with clients, improve and stabilize it. The implementation of a CRM system is designed to carry out a similar practice, that is, to build a mechanism for the bank-client relationship so that all the nuances of customer activity are taken into account.
What kind of goods or services are the consumers of the banking sector most interested in? What is the peak of their activity? What are the financial capabilities?
All the statistics and history associated with all this should, with the help of CRM systems, help to find the most profitable cooperation between the two parties.